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    <link:loc xlink:type="locator" xlink:href="969500PI25OKPKTD9364-2023-12-31.xsd#CR882_CA_IDF_2023_ChangeInFinancialAssetsAndLiabilities" xlink:label="loc_CR882_CA_IDF_2023_ChangeInFinancialAssetsAndLiabilities" />
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    <link:loc xlink:type="locator" xlink:href="969500PI25OKPKTD9364-2023-12-31.xsd#CR882_CA_IDF_2023_NetBankingIncomeAbstract" xlink:label="loc_CR882_CA_IDF_2023_NetBankingIncomeAbstract" />
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